BANKING BASICS

BANKING TERMS:

1. What is a Repo Rate?

A: Repo rate is the rate at which our banks borrow rupees from RBI. Whenever the banks have any shortage of funds they can borrow it from RBI. A reduction in the repo rate will help banks to get money at a cheaper rate. When the repo rate increases, borrowing from RBI becomes more expensive.

2. What is Reverse Repo Rate?

A: This is exact opposite of Repo rate. Reverse Repo rate is the rate at which Reserve Bank of India (RBI) borrows money from banks. RBI uses this tool when it feels there is too much money floating in the banking system. Banks are always happy to lend money to RBI since their money is in safe hands with a good interest. An increase in Reverse repo rate can cause the banks to transfer more funds to RBI due to this attractive interest rates.

3. What is CRR Rate?

A: Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percent of this, the available amount with the banks comes down. RBI is using this method (increase of CRR rate), to drain out the excessive money from the banks.

4. What is SLR Rate?

A: SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintain in the form of cash, or gold or govt. approved securities (Bonds) before providing credit to its customers.

SLR rate is determined and maintained by the RBI (Reserve Bank of India) in order to control the expansion of bank credit. SLR is determined as the percentage of total demand and percentage of time liabilities. Time Liabilities are the liabilities a commercial bank liable to pay to the customers on their anytime demand. SLR is used to control inflation and propel growth. Through SLR rate tuning the money supply in the system can be controlled efficiently.

5. What is Bank Rate?

A: Bank rate, also referred to as the discount rate, is the rate of interest which a central bank charges on the loans and advances that it extends to commercial banks and other financial intermediaries. Changes in the bank rate are often used by central banks to control the money supply.

6. What is Inflation?

A: Inflation is as an increase in the price of bunch of Goods and services that projects the Indian economy. An increase in inflation figures occurs when there is an increase in the average level of prices in Goods and services. Inflation happens when there are fewer Goods and more buyers; this will result in increase in the price of Goods, since there is more demand and less supply of the goods.

7. What is Deflation?

A: Deflation is the continuous decrease in prices of goods and services. Deflation occurs when the inflation rate becomes negative (below zero) and stays there for a longer period.

8. What is PLR?

A: The Prime Interest Rate is the interest rate charged by banks to their most creditworthy customers (usually the most prominent and stable business customers). The rate is almost always the same amongst major banks. Adjustments to the prime rate are made by banks at the same time; although, the prime rate does not adjust on any regular basis. The Prime Rate is usually adjusted at the same time and in correlation to the adjustments of the Fed Funds Rate. The rates reported below are based upon the prime rates on the first day of each respective month. Some banks use the name "Reference Rate" or "Base Lending Rate" to refer to their Prime Lending Rate.

9. What is Deposit Rate?

A: Interest Rates paid by a depository institution on the cash on deposit.

Policy Rates:

• Bank Rate: 9.50%

• Repo Rate: 8.50%

• Reverse Repo Rate: 7.50%

Reserve Ratios:

• CRR: 5.50%

• SLR: 24.0%

Lending/Deposit Rates:

• Base Rate: 10.00% / 10.75%

• Deposit Rate: 8.50%-9.25%.

Note: Rates as on 20-02-12.

10. What is FII?

A: FII (Foreign Institutional Investor) used to denote an investor, mostly in the form of an institution. An institution established outside India, which proposes to invest in Indian market, in other words buying Indian stocks. FII's generally buy in large volumes which has an impact on the stock markets. Institutional Investors includes pension funds, mutual funds, Insurance Companies, Banks, etc.

11. What is FDI?

A: FDI (Foreign Direct Investment) occurs with the purchase of the “physical assets or a significant amount of ownership (stock) of a company in another country in order to gain a measure of management control” (Or) A foreign company having a stake in a Indian Company.

12. What is IPO?

A: IPO is Initial Public Offering. This is the first offering of shares to the general public from a company wishes to list on the stock exchanges.

13. What is Disinvestment?

A: The Selling of the government stake in public sector undertakings.

14. What is Fiscal Deficit?

A: It is the difference between the government’s total receipts (excluding borrowings) and total expenditure.

15. What is Revenue deficit?

A: It defines that, where the net amount received (by taxes & other forms) fails to meet the predicted net amount to be received by the government.

16. What is GDP?

A: The Gross Domestic Product or GDP is a measure of all of the services and goods produced in a country over a specific period; classically a financial year.

17. What is GNP?

A: Gross National Product is measured as GDP plus income of residents from investments made abroad minus income earned by foreigners in domestic market.

18. What is National Income?

A: National Income is the money value of all goods and services produced in a country during the year.

19. What is Per Capita Income?

A: The national income of a country, or region, divided by its population. Per capita income is often used to measure a country's standard of living.Per capita income during 2008-09 estimated by CSO: Rs.25, 494.

20. What is Vote on Account?

A: A vote-on account is basically a statement ,where the government presents an estimate of a sum required to meet the expenditure that it incurs during the first three to four months of an election financial year until a new government is in place, to keep the machinery running.

21. Difference between Vote on Account and Interim Budget?

A: Vote-on-account deals only with the expenditure side of the government's budget, an interim Budget is a complete set of accounts, including both expenditure and receipts.

22. What is SDR?

A: The SDR (Special Drawing Rights) is an artificial currency created by the IMF in 1969. SDRs are allocated to member countries and can be fully converted into international currencies so they serve as a supplement to the official foreign reserves of member countries. Its value is based on a basket of key international currencies (U.S. dollar, euro, yen and pound sterling).

23. What is SEZ?

A: SEZ means Special Economic Zone is the one of the part of government’s policies in India. A special Economic zone is a geographical region that economic laws which are more liberal than the usual economic laws in the country. The basic motto behind this is to increase foreign investment, development of infrastructure, job opportunities and increase the income level of the people.

PUNJAB GK

PUNJAB LANGUAGE

PUNJABI

PUNJAB SITUATION

NORTHWEST OF REPUBLIC OF INDIA

BORDERS

HIMACHAL PRADESH, CHANDIGARH, HARIYANA, RAJHASTHAN, PAKISTAN, JAMMU KASHMIR (North)

CAPITAL

CHANDIGARH

RIVERS OF OLD PUNJAB

BEAS, SUTLEJ, RAVI RIVER,CHENAB RIVER AND JHELUM RIVER

RIVERS OF NEW PUNJAB

BEAS, SUTLEJ, RAVI RIVER

SUB LANGUAGES IN PUNJAB

MAJHI (AMRITSAR, GURDASPUR) MALWA (SANGRUR, BATHINDA, BARNALA, MANSA, SOME

PART IN PATIALA, LUDHIANA etc) DOABA (JALANDHAR,HOSHIARPUR, PHAGWARE,

KAPURTHALA) PUADHI (PART OF PATIALA)

LARGEST CITY

LUDHIANA

NO. oF DISTRICTS

20 (Amritsar, Barnala, Bathinda, Firozpur, Fatehgarh Sahib, Faridkot, Gurdaspur, Hoshiarpur, Jalandhar, Kapurthala,

Ludhiana, Mansa ,Moga, Mohali, Muktsar

, Patiala, Rupnagar, Sangrur, Shahid Bhagat Singh Nagar, Tarn Taran)

GOVERNER OF PUNJAB

SHIVRAJ PATIL

CHIEF MINISTER

S. PARKASH SINGH BADAL

LEGISLATURE OF PUNJAB

UNICAMERAL

AREA OF PUNJAB

50362 Square Km

POPLULATION OF PUNJAB

27704236

LITERACY OF PUJNJAB

76.68%

OFFICIAL WEBSITE

www.punjabgovt.nic.in

STATE BIRD OF PUNJAB

Baz (Eastern Goshawk) or Melierax poliopterus

STATE ANIMAL OF PUNJAB

Blackbuck (Antilope cervicapra)

STATE TREE OF PUNJAB

Shisham (Dalbergia sissoo)

ADMINISTRATIVE UNITS OF PUNJAB

Amritsar, Ludhiana and Faridkot

AIRPORTS OF PUNJAB

Sri Guru Ram Dass Jee International Airport , Sahnewal Airport, Pathankot Airport,

Patiala Airport,

Chandigarh Airport

LARGEST RAILWAY STATION

AMRISTSAR

LARGEST JUNCTION IN ASIA

BATHINDA

MAIN ROAD OF PUNJAB

Grand Trunk Road (GT Road) or NH1 (Calcutta to Peshawar passing

through Jalandharand Amritsar)

NATIONAL HIGHWAYS OF PUNJAB

National Highway 1 (India) National Highway 10 (India) National Highway 15 (India) National Highway 1A

(India) National Highway 20 (India) National Highway 21 (India) National Highway 22 (India) National

Highway 64 (India) National Highway 70 (India) National Highway 71 (India) National Highway 95 (India)

MAJOR EDUCATIONAL INSTITUTES IN PUNJAB

 Aryabhatta group of institutes, Barnala

 Adesh Institute of Engineering and Technology, Faridkot

 Central University of Punjab, Bathinda

 Guru Nanak Dev University, Amritsar

 Punjabi University, Patiala

 Panjab University, Chandigarh

 Punjab Engineering College, Chandigarh

 Chitkara Institute Of Engineering And Technology, Rajpura

 Lala Lajpat Rai Institute of Engineering and Technology(LLRIET), Moga

 Giani Zail Singh College of Engineering and Technology, Bathinda

 Shaheed Bhagat Singh College of Engineering and Technology, Ferozepur

 Guru Nanak Dev Engineering College, Ludhiana

 Punjab Agricultural University, Ludhiana

 Punjab Technical University, Jalandhar

 Desh Bhagat Institute of Engineering and Management, Moga

 Swami Vivekanand Institute of Engineering and Technology, SVIET, Rajpura

 Baba Farid University of Health Sciences, Faridkot

 Regional Institute of Management and Technology, Fatehgarh Sahib

 Guru Angad Dev Veterinary and Animal Sciences University, Ludhiana

 National Institute of Pharmaceutical Education and Research, Mohali

 Dr B R Ambedkar National Institute of Technology, Jalandhar

 Thapar University, Patiala

 Rajiv Gandhi National University of Law, Patiala

 Sant Longowal Institute of Engineering and Technology, Sangrur

 Indian Institute of Technology Ropar, Rupnagar

 Lovely Professional University, Phagwara

IMPORTANT INFORMATION ABOUT PUNJAB

* Punjab is the only state in India with a majority Sikh population

* Agriculture is the largest industry in Punjab

* Punjab is largest single provider of wheat to India

* AMRITSAR is most important cisty of Punjab

* Fatehgarh Sahib is smallest district of Punjab

* Ferozpur is the biggest District of Punjab

* Ms. Vini Mahajan is first lady Deputy Commissioner of Punjab.

* Mr. Chandu Lal Tirvedi is first Governor of Punjab

* Mrs. Rajinder Kaur Bhattal is first lady Chief Minsiter

* Punjab University is located at Chandigarh

* Punjabi University is located at Patiala

* Sheesh Mahal is developed by Narinder Singh

* Anandgarh is new city of Punjab

* Most Polluted City of Punjab Ludhiana

* First Sikh Rural of Punjab is Maharaja Ranjit Singh.

* Golden Temple is the Most famous Temple of Punjab

* Mansa is the district with lowest literacy rate.

* Kabbadi is most popular game of Punjab

* SGPC was established in 1925

* Ludhiana is the Manchester of Punjab

* No. of Airports in Punjab is 4

* Present Punjab Came into Existance in 1966

* Parliamentary Constitutenices in Punjab are 13

* Jalandhar is Center of Newspaper in Punjab

* Ms. Kiran Bedi is first IPS Lady of Punjab

* Rajya Sabha Seats in Punjab are 7

* Present Chief Minsiter of Punjab is S. Parkash Singh Badal

1. Dr. gopi chand bhargava is 1st CM of Punjab

2. Justice gurnam singh first akali chief minister of Punjab

3. Chairman of Punjab state human rights commission: justice R.S.Mongia

4. President of Punjab Pradesh congress committee: Amarinder Singh

5. President of hockey Punjab: Sukhbir Singh Badal

6. Director of National institute of agricultural Biotechnology, Mohali: Dr Rakesh Tuli

7. President of Punjab Olympic association : Sukhdev Singh Dhindsa

8. Chief justice of Punjab & Haryana high court :- Mukul Mudgul

9. President of SGPC: Avtar singh Makkar

10. 1st governor of Punjab: chandulala madhavlal trivedi

11. 1st speaker of Punjab legislative assembly: s. kapur singh

12. Punjab

Latitude 29’30 N to32’32”

Longitude 73’55” E to 76’50”

13. Area 50,362 sq km (1.54% of total geographical area of India)

14. Forest area 6.12% of the total area of the state

15. 4 divisions of Punjab

Jalandhar, Patiala, Firozpur, Faridkot

16. Balram jakhar was 1st asian to be selected as chairman of commonwealth parliamentarian

executive forum.

17. Bhagat puran singh is know as Punjab’s “ Bearded mother Teresa “

18. Surinder kaur is popularly known as “Nightingale of Punjab”

19. Surjit singh barnala is the author of book “My other Two Daughters”

20. Amrita pritam was the 1st woman to win sahitya akademi awards

21. Shiv kumar batalavi is the youngest recipient of sahitya akademi awards

22. Baba ala singh was the founder of Patiala city in 1763 AD

23. National institute of sports is located at Patiala

24. giani gurmukh singh musafir was the first CM after the lingustic reorganization of Punjab

25. Baba kharak singh was 1st president of SGPC

26. IN 1951 president’s rule was imposed for first time in Punjab

27. Shivraj patil is current governer of Punjab

28. Parkash dingh badal is present CM of Punjab(4th time)

29. Indian Olympic Association Vice President Sardar Tarlochan Singh has been conferred with

‘The Jewel of Punjab’ award – a life-time achievement .

30. Punjab accord was signed b/w Harchand Singh Longowal and Rajiv Gandhi

31. Duleep Singh was the last Sikh ruler of Punjab

32. Kharak Singh was the immediate successor of Ranjit Singh

33. Who constructed Takht Patna Sahib and Takht Hazur sahib

Maharaja Ranjit singh

34. Who laid the foundation of Harimandir Sahib(Golden Temple) ?

Hazrat mian mir

35. Miss Arshdeep kaur(from Canda) become miss world Punjabi 2010.

36. Punjab will have a second international cricket stadium at burlton park in jalandhar by 2011.

37. Ropar has become the 1st district of d country to launch d District Monitoring System Scheme

38. Punjab is the only state that had set up separate police station for NRIs

39. Chairman of punjab governce reorms commission in augrated punjabs first centre for EGovernce

at Landran(MOHALI)

40. Prof. Laxmi Kant chawla, health & family welfare minister(punjab) has got jhansi ki rani laxmi

bai award(at Gwalior)

41. Prakash singh Badal declared Sultanpur lodhi in kapurthala distric a holy town in veiw of its

religious & historical Significance

42. Punjabi university,patiala has attained d Distinction of being the 1st univ. in the region to enroll

student,gurvinder singh dhaliwal for PhD from canada through video-conferencing.

43. AKHAR: A Roman-Punjabi word processing toolkit.

44. The state of new mexico,5th largest constituent of USA,has offered to enter into an agrrement

with Punjab Granting the Status of ”SISITER STATE”

45. Punjabi language has now become the second lanuage in the state of Haryana.

46. Punjab govnerment declared 2011 as “YEAR OF TRANSFORMATION”

47. First evening court of punjab was inaugurated at Jalandhar follwed by Amritsar,Ludhiana and

Patiala.

48. Sukhbir singh Badal – Manoranjab Kalia committee on Resources Mobilization

49. Director of PGI : KK Talwar

50. Chairman of Punjab state Backward Classes commission : Kirpal Singh Badunger

1) Which is the most famous city in Punjab?

(A) Ludhiana

(B) Amritsar

(C) Chandigarh

(D) Patiala

Ans : (B)

2) Who is the first lady Chief Minister of Punjab?

(A) Bibi Jagir Kaur

(B) Kiran Bedi

(C) Rajinder Kaur Bhattal

(D) Ms. Seema Roy

Ans : (C)

3) Who was the first Governor of Punjab?

(A) Mr. Chandu Lal Trivedi

(B) Bansilal

(C) Gopi Chand

(D) Amrinder Singh

Ans : (A)

4) Who is the first lady Deputy commissioner of Punjab?

(A) Ms. Vini Chohan

(B) Ms. Vini Mahajan

(C) Ms. Kiran Bedi

(D) None of these

Ans : (B)

5) When was the Punjab annexation with the British Rule?

(A) 1829

(B) 1839

(C) 1859

(D) 1849

Ans : (D)

6) When was Punjabi University established at Patiala?

(A) 1930

(B) 1940

(C) 1950

(D) 1960

Ans : (D)

7) When was the Punjab School Education Board established in Punjab?

(A) 1969

(B) 1959

(C) 1949

(D) 1939

Ans : (A)

8) Where is the Sikh Heritage Complex developed?

(A) Mansa

(B) Amritsar

(C) Ropar

(D) Anandpur Sahib

Ans : (D)

9) Who is the first Punjabi novelist to get Jananpith Award?

(A) Sr. Nanak Singh

(B) Sr. Gurdial Singh

(C) Sr. Gurdial Duggal

(D) Sr. Nanak Duggal

Ans : (B)

10) When was the use of Punjabi made compulsory in the year?

(A) 1990

(B) 1991

(C) 1992

(D) 1994

Ans : (C)

11) Which is the biggest grain market of Punjab?

(A) Marinda.

(B) Mansa

(C) Kotkpoora

(D) Khanna

Ans : (D)

12) When was the treaty of Amritsar held on

(A) 1805

(B) 1806

(C) 1807

(D) 1809

Ans : (D)

13) When was the Punjab and Papsu meged?

(A) 1950

(B) 1952

(C) 1953

(D) 1956

Ans : (D)

14) Where is the Punjabi University located at

(A) Chandigarh

(B) Ludhiana

(C) Jalandhar

(D) Patiala

Ans : (D)

15) Who is the pioneer of Punjabi Suba?

(A) Master Tara Singh

(B) Master Kapoor

(C) Master Akesh

(D) Master Mohan

Ans : (A)

16) Which city of Punjab is famous for furniture goods?

(A) Kirtpur

(B) Mansa

(C) Kartarpur

(D) Khanna

Ans : (C)

17) Who is the Punjabi Poetess to get Jananpith Award?

(A) Ms. Amrita Shergil

(B) Ms. Amrita Pritam

(C) Dilip KaurTiwana

(D) Ms. Sharmila Panday

Ans : (B)

18) Which is the Pioneer of Punjabi Novel?

(A) Sr. Gurdial Singh

(B) Sr. Nanak Singh

(C) Sr. Nanak Duggal

(D) Sr. Gurdial Khanna

Ans : (B)

19) Where was the headquarters of Punjab school Education Board?

(A) Morinda

(B) Chandigarh

(C) Mohali

(D) Ropar

Ans : (C)

20) Where are mini Olympics are held

(A) Mandi Gobindgarh

(B) Ropar

(C) Mansa

Ans : (D)

21) How many divisions of Punjab State?

(A) 5

(B) 4

(C) 6

(D) 7

Ans : (B)

22) Where is Punjab Agriculture University located?

(A) Chandigarh

(B) Amritsar

(C) Ludhiana

Ans : (C)

23) What is the old name of Punjab?

(A) Sapta Sindhu

(B) Sapta Rishi

(C) Sapta-Aba

(D) Panj-Ab

Ans : (A)

24) Who is the Chief Minister of Punjab at present

(A) Prakash Verma

(B) C. Amrinder Singh

(C) Prakash Singh Badal

(D) M. Surjeet Singh.

Ans : (C)

25) Who was the first Chief Minister of Punjab?

(A) M. Ajit Singh

(B) Gurmel Singh

(C) Tota Singh

(D) Gopi Chand Bhargva

Ans : (D)

26) How many Border State of Punjab?

(A) 3

(B) 4

(C) 5

(D) 6

Ans : (B)

27) Which is the famous & biggest Airport in Punjab?

(A) Amritsar

(B) Chandigarh

(C) Bhatinda

(D) Ludhiana

Ans : (A)

28) How many Parliamentary constituencies in Punjab?

(A) 14

(B) 13

(C) 16

(D) 17

Ans : (B)

29) How many Rajya sabha seats in Punjab?

(A) 7

(B) 6

(C) 8

(D) 9

Ans : (A)

30) Which is the centre of newspapers of Punjab?

(A) Chandigarh

(B) Jalandhar

(C) Ludhiana

(D) Amritsar

Ans : (B)

31) Who is the first IPS lady of Punjab?

(A) Ms. Surinder Kaur

(B) Bibi Jagir Kaur

(C) Ms. Rajinder Kaur

(D) Ms. Kiran Bedi

Ans : (D)

32) Where is the science city of Punjab?

(A) Jalandhar

(B) Ludhiana

(C) Moga

(D) Khanna

Ans : (A)

33) Where is the Manchester of Punjab?

(A) Jalandhar

(B) Ludhiana

(C) Chandigarh

(D) Amritsar

Ans : (B)

34) Which is the most Polluted City of Punjab?

(A) Jalandhar

(B) Bhatinda

(C) Ludhiana

(D) Sirsa

Ans : (C)

35) When was the present Punjab came into Existence?

(A) 1866

(B) 1966

(C) 1766

(D) 1867

Ans : (B)

36) When was the Punjabi declared as a official language in Punjab?

(A) 1766

(B) 1867

(C) 1966

(D) 1967

Ans : (C)

37) When was SGPC established in Punjab?

(A) 1970

(B) 1925

(C) 1922

(D) 1924

Ans : (B)

38) Who was the first Sikh ruler of Punjab?

(A) Guru Nanak Dev

(B) Maharaja Ranjit Singh

(C) Bhai Lakha Singh

(D) Maharaja Kamaljit Singh

Ans : (B)

39) Which is the most famous temple of Punjab?

(A) Golden Temple

(B) Temple of Sikh Guru

(C) Nanak Temple

(D) Heritage Temple

Ans : (A)

40) Which is the major occupation of Punjab’s?

(A) House hold

(B) Sports things

(C) Farming

(D) Dairy

Ans : (C)

41) Which is the most popular game of Punjab?

(A) Hockey

(B) Kabaddi

(C) Kho-Kho

(D) Badminton

Ans : (B)

42) where was the country’s 1st solar power plant commissioned ?

(A) Bathinda

(B) Anandpur Sahib

(C) Fatehgarh Sahib

(D) Kapurthala

Ans (B)

43) when was the Rajiv-Longowal Accord (Punjab Accord) signed ?

(A) 1984

(B) 1989

(C) 1966

(D) 1985

Ans (D)

44) who amoung the following is related with anjuman-i-mohsiban-i-watan ?

(A) Bhai Paramanand

(B) Sardar Ajit Singh

(C) Khizr hyat khan

Ans (B)

45) Q when was the Anandpur Resolution Adopted ?

(A) 1999

(B) 1966

(C) 1973

(D) 1984

Ans (c)

46) Punjabi language is considered to be a successor of which language?

(A) Hindawi

(B) Urdu

(C) Sauraseni prakrit

(D) Pali

Ans (C)

47) who is considered to be a pioneer of Punjabi literary tradition?

(A) Bulle Shah

(B) Sheikh Farid

(C) Guru Nanak

(D) Guru Angad

Ans (B)

48) Yadavindra Gardens is located at

(A) Patiala

(B) Nabha

(C) Pinjore

(D) Sangrur

Ans (C)

49) who is the present chairperson of PPSC ?

(A) Sanjit kumar sinha

(B) Ramesh inder singh

(C) Santa singh umaidpuri

(D) DS Guru

Ans (A)

50) Which of d following famous sportsperson declined Arjuna award in 2001 ?

(A) Milkha singh

(B) Jeev milka singh

(C) Pargat singh

(D) Ajitpal singh

Ans (A)

51) Who was the first Indian woman to win a gold medal at asian games?

(A) PT Usha

(B) Jyotrimayee sikdar

(C) Kamaljeet sandhu kooner

(D) Harwant kaur

Ans (c)

52) Who enjoyed the enjoyed the longest tenure as president of SGPC?

(A) Avatar singh makkar

(B) Gurcharan singh tohra

(C) Kirpal singh Badungar

Ans (B)

53) When was the post of chief commissioner of Chandigarh abolished?

(A) 1966

(B) 1984

(C) 1992

(D) 1988

Ans (B)

54) Central University of Punjab (CUP) is located at

(A) Talwandi sabo

(B) Amritsar

(C) Bathinda

(D) Fatehgarh Sahib

Ans (C)

55) Who was the 1st president of the SGPC ?

(A) Master Tara Singh

(B) Baba Kharak Singh

(C) Sardar Baldev Singh

(D) Baba Sohan Singh

Ans (B)

56) who among the following was the 1st Akali CM of Punjab?

(A) Justice Gurnam Singh

(B) Lacchman Singh Gill

(C) Giani Kartar Singh

Ans (A)

57) Who is Advocate-General of Punjab ?

(A) Hardev Singh Mattewal

(B) Satpal Singh Johal

(C) Amandeep Singh Rai

(D) Joginder Singh Wasu

Ans (A)

58) which type of the following soil type not found in the Punjab?

(A) Desert soils

(B) Loamy soils

(C) Black soils

(D) None of these

Ans (c)

59) What are choes?

(A) Ephemeral streams of the unpland plains

(B) The marshes and swamps

(C) Meteoric lakes in Punjab

Ans (A)

60) The “cotton Belt” of Punjab is located in which Physiographic regionof Punjab?

(A) Doaba

(B) Malwa

(C) Majha

Ans (B)